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    • Regulation II - Average Debit Card Interchange Fee by Payment Card Network

    Metadata Updated: January 28, 2026

    These data show average debit card interchange fees by transaction status and by payment card network. The Board’s Regulation II provides that an issuer subject to the interchange fee standard (a covered issuer) may not receive, for any electronic debit transaction, an interchange fee that exceeds $0.21 plus 0.05 percent multiplied by the value of the transaction, plus a $0.01 fraud-prevention adjustment, if eligible. Transactions made using certain reloadable general-use prepaid cards and debit cards issued pursuant to government-administered payment programs are exempt from the interchange fee standard, even if the card is issued by a covered issuer.

    Access & Use Information

    Public: This dataset is intended for public access and use. License: No license information was provided. If this work was prepared by an officer or employee of the United States government as part of that person's official duties it is considered a U.S. Government Work.

    Downloads & Resources

    Dates

    Metadata Created Date January 28, 2026
    Metadata Updated Date January 28, 2026

    Metadata Source

    Harvested from Federal Reserve

    Other Data Resources

    Additional Metadata

    Resource Type Dataset
    Metadata Created Date January 28, 2026
    Metadata Updated Date January 28, 2026
    Publisher Board of Governors of the Federal Reserve System
    Maintainer
    Identifier FRBC0024
    Data Last Modified 2024-08-24
    Public Access Level public
    Bureau Code 920:00
    Schema Version https://project-open-data.cio.gov/v1.1/schema
    Harvest Object Id 51a1bb08-1265-4c66-b752-22dd2bb50678
    Harvest Source Id ed4f9073-f069-4049-8ee0-17ff5c98cd46
    Harvest Source Title Federal Reserve
    Homepage URL https://www.federalreserve.gov/paymentsystems/regii-average-interchange-fee.htm
    Program Code 920:000
    Source Datajson Identifier True
    Source Hash d105737b6728a46f30e5efc0095c4351eb151ec78d7a8705717055f34d1c30fb
    Source Schema Version 1.1

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